Price List

List of Fees For Website orders

List of fees for a wallet

Item	Type of deposit	Fee to the customer	Comments
Transferring money	From wallet to wallet	Free
	Credit card	1.50%	Percentage of the amount transferred
	bit	1.80%	Percentage of the amount transferred
Receiving money	Private customer	Free
	Business customer	1.50%	Percentage of the amount transferred
Depositing to the wallet	Bank transfer	Free
	Credit card	1.50%	Percentage of the amount transferred
	bit	1.80%	Percentage of the amount transferred
	In cash at loading points	NIS 20.00
Withdrawing from the wallet	Bank transfer	Free
	Credit card	1.50%	Percentage of the amount transferred
	In cash at loading points	NIS 20.00

List of fees for a card

Item	Fee name	Client rate	Notes
New Card	Purchase new card	19.00 ILS
Delivery	Delivery fee	30.00 ILS
Card fees	UpayCard prepaid card	9.00 ILS per card	Fees charged in full monthly for the previous month. First billing post production will take place after a transaction has been made. The monthly fee will be paid in full, regardless of the date in which the first transaction was made.
Card reload	Reload fee for prepaid card	5.00 ILS
Load card from credit card	Load fee from another credit card	1.50%	The fee is based on the load amount in ILS. This fee is in addition to the reload fee.
Bank transfer fee	Bank transfer fee	0.00 ILS
Special services	Unjustified transaction dispute	30.00 ILS	Fees will be paid only if UpayCard has found the dispute to be unjustified.
Special services	Replacement card production (immediate production in Israel)	50.00 ILS
Cash withdrawal	Cash withdrawal in Israel	3.00 ILS	Cash withdrawals from ATMs/tellers, with or without card.
Foreign currency services	Foreign currency transactions/cash withdrawals ¹	3.00% (2)	¹ Cash withdrawals from ATMs/tellers, with or without card. ² Fee will be applied to all foreign currency transactions and cash withdrawals. Conversion method: Conversion from transaction currency to an ILS account will be calculated according to the representative exchange rate recorded by MAX at the time of processing the transaction. Should a representative exchange rate not be acknowledged by the Bank of Israel, the conversion will take place in VISA cards, as follows: from transaction currency to USD according to the rate determined by VISA International, then to ILS according to the representative rate at the time of processing the transaction by MAX.
Foreign currency services	Foreign currency purchase from a money changer	$6.00	Fee will be charged in ILS according to the representative rate known at the time of processing the transaction by MAX.
Information	Production/printing of documents from the computer database, at the request of the customer	30.00 ILS	Exempt if done online or via phone.
Information	Document production	30.00 ILS	If a voucher was ordered following a dispute, fees will be charged only if and when ICP Finance Ltd. shall find the dispute to be unjustified.
Additional services	Notice of late payments	50.00 ILS
Additional services	Legal warning notice	50.00 ILS
Additional services	Delivery of replacement card abroad	$50.00	Delivery of a replacement card abroad according to ICP Finance Ltd. regulations and delivery options. Fee includes card production costs. Fees will be charged in ILS according to the representative exchange rate known at the time of processing the transaction by ICP Finance Ltd.
Additional services	Registration of encumbrance by a representative of the financial corporation with a registrar	50.00 ILS	In addition to third-party expenses for a registry bond at the registrar’s office.
Additional services	Direct channel transfer	50.00 ILS

ICP Finance Ltd. may change the fees, rates and conditions at any time as it sees fit, including anything pertaining to waved fees and/or benefits. The rates presented here are general and relevant to all Upay cards. Nevertheless, should you be found eligible for benefits or waved fees in light of club membership or any other reason, eligibility will supersede the rates presented herein.

Transaction(s) – purchasing goods and/or services in Israel and/or abroad, via credit card. This definition does not include cash withdrawals in Israel and/or abroad (including withdrawals at points-of-sale, should such action be possible), nor does it include credit, money transfer and credit card billing, as detailed herein: card fees, club membership fees, import tax, interest credit and interest billing, index or foreign currency linkage, transaction endorsements and current payment ,credit products and financial benefits and/or any other deal and credit program determined by ICP Finance Ltd.